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Shopping on a tight budget – five top tips

Shopping takes on a new dimension when you have low or no income.

Recently I was a student and my shopping budget was £17.50. Currently I am waiting for benefits to start so I am getting by with my savings.

So how do you manage? Here are some tips for getting the best deals.

  1. Skip Shopping (known as “skip diving”).

No, I don’t mean give shopping a miss altogether, I mean shop from a skip. Seriously. It beats “dumpster diving” (salvaging items from shop bins is a step too far for me). It is not illegal to take items from a skip as it is rubbish and it is in an area accessible to the public. There is always one in our neighbourhood. I look over its contents quickly as I walk past. If I see something, I wait until I go back home via the skip. I check to make sure the street is empty (for the sake of my dignity) and then I whip out the item as quickly as possible. I have so far retrieved a leather Michael Kors handbag, a lacy black top and a flowery mug from two skips. These items are completely free of charge and all they require is a thorough and careful clean to restore them to their original glory. I simply sponged the handbag with soap and water and used some make-up wipes to remove any makeup on the inside. The mug went in the dishwasher and I am waiting to see how the top looks after a good wash. Getting the handbag (worth approximately £100) from the skip gave me the same dopamine hit as finding a cut-price bargain at TK Maxx. Priceless shopping is just what you need when you’re on a tight budget.

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2. Get back to basics

If you shop at Waitrose when you are on low income or unemployed you either live off your partner/trust fund/inheritance or you are delusional. Waitrose was the first shop I crossed off my list when I became a student. Say goodbye to the pink Himalayan rock salt and culinary experiments. I stick to the economy/basics section of most supermarkets or I shop at Aldi. I still haven’t found cereal cheaper than their £1.15 granola.

But be warned, other supermarket basics are often a similar price. Retailers sometimes just sell less food for the same price. My diet mostly revolves around the 30p bag of pasta and the £1 bottle of pesto.

The secret is to buy in bulk. I bought a 5 kilo bag of rice for £5. It requires 30 minutes to cook instead of the 3 minutes for microwave rice, but it is at least three times cheaper and I have the time now that I am unemployed. To make that into a meal, I combine it with a sliced frankfurter from a jar or packet (whichever is cheapest) and a 15p tin of tomatoes with herbs from Aldi. You can also buy a tin of frankfurters in tomato sauce and have that on toast if you don’t have the preparation time. I actually like tinned ravioli as well.

You can make a meal out of instant noodles by adding spinach, ham and even a boiled egg, ramen-style. For a snack I do nachos with a packet of mozzarella for 80p and a tin of tomatoes, with a small pot of sour cream (cheaper than guacamole).

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3. Shop savvy with “discounts”

Newsflash. Just because it’s reduced or on special offer doesn’t mean it’s a good deal. Sometimes the shops use this as a psychological grab because most people presume that this means it is much cheaper. If the discount doesn’t make the item at least £1 cheaper then forget it, it’s not a good deal and you’re just buying something more expensive than the basics variety. My mum taught me this trick and it’s really helped me look after the pennies (and the pounds will take care of themselves).

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4. Want new clothes? Let family/friends know, go to a clothes swap or charity shop.

Recently two friends have had a wardrobe clear out and I have accumulated a new one as a result. The only problem with those clothes are that they are past season. They fit, they look great and I now have more than one day dress. Charity shopping is about knowing when to go. The best time is in late June or July when students move out or return home.

Shopping

Credit: The Tamburlaine Hotel, Cambridge

5. Special offers and vouchers

Use vouchers as often as you can for as much as you can.

If you are on 3 Mobile you occasionally get a free tea/coffee, a free film or even free chocolate! The free tea offer encourages me to get out of the house and gives me much-needed caffeine for the job hunt.

 

 

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Filed under Advice, Life of Lydia, Uncategorized

Food for Thought

homeless-robbie-from-preston I am someone who likes the feeling of fullness. I am always eating. I buy food for one so I am guilty of contributing to our massive problem of food waste.

While I scoff myself and throw half-eaten food away, others are so starving that they dig into bins for something to eat.

I am talking about the “hidden homeless” that we walk past every day. I recently saw a programme about this desperate group of people called “Where am I sleeping tonight?”. The hidden homeless are not registered as homeless and therefore do not receive additional support. Those that sofa-surf (sleep on friends’ sofas) or sleep on the streets because they feel safer there than in hostels.

Research by the homeless charity Crisis indicates that as many as 62% of the homeless fit this category. For every month that the respondents spent in accommodation provided by the council, they had spent over three months sleeping rough.

There are estimated to be 1 700 hidden homeless people a year. The documentary really opened my eyes to something I had no idea about in my sheltered existence (literally). They lived with so little, not knowing where they would sleep at the end of the day or whether they would be safe. They were completely dependent on the goodwill of others just to stay alive.

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It could have happened to any one of us if we had been less fortunate.

One boy of just 17 had struggled with anger-management issues and had beaten up his family until he got kicked out. He wished he could turn back time or that they could see how he had changed.

Another boy had fallen out with his mother, who then moved away leaving him with his grandmother. She fell out with him so he had to go. He said he hadn’t eaten for about a week and his eyes bulged with ravenous desperation as he waited in line for food, white as a sheet.

A girl was sofa-surfing as a messy divorce had made home hell. She said it had been friends at first, then friends of friends and then people she did not know at all. One man had tried to make a move on her and she had to find somewhere else to stay that night.

These vulnerable young people seemed to have little or no chance of escaping the endless cycle of hunger, cold and sleep deprivation.

Once someone I knew did a sponsored rough sleep for a homeless charity and he said it was he hardest thing he had ever done. He did it at the start of winter and he didn’t sleep at all because he was so cold in his sleeping bag and the concrete was so uncomfortable. homeless

The programme got me thinking. Surely there is something we can do to share the wealth. I have been brought up with everything and I take basic needs like food and shelter forgranted.

I have given food to beggars before. Just extra food that I will not eat or snacks like cereal bars. They are always gratefully accepted.

But I want to do more.

I am planning on buying a full lunch for a homeless person so they can at least have one proper meal that day.

I will get a sandwich, a flapjack (more filling than crisps) and some fruit. Perhaps a hot drink to go with it.

I want to start a movement like the famous “Pay It Forward” one. This one involves buying food for the needy. Some incredible people already do.

So how about you join us, reader, and buy a homeless person a sandwich.

If you do it let me know how it feels. When I have donated before I have always felt content. It is a feeling that only helping someone in need can bring. A deep satisfaction that you are making a small difference in an indifferent world. The Gift that Keeps on Giving

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Filed under Food, Life of Lydia

Lunch idea – try this!

Featuring cottage cheese with chives, yellow pepper and sweet orange tomatoes, seasoned with basil and pepper. Delicious, healthy and cheap. It will fill you up for about two hours. If you want to keep full longer, try adding some avocado or having two extra slices.
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August 25, 2013 · 12:41 pm