Shopping takes on a new dimension when you have low or no income.
Recently I was a student and my shopping budget was £17.50. Currently I am waiting for benefits to start so I am getting by with my savings.
So how do you manage? Here are some tips for getting the best deals.
- Skip Shopping (known as “skip diving”).
No, I don’t mean give shopping a miss altogether, I mean shop from a skip. Seriously. It beats “dumpster diving” (salvaging items from shop bins is a step too far for me). It is not illegal to take items from a skip as it is rubbish and it is in an area accessible to the public. There is always one in our neighbourhood. I look over its contents quickly as I walk past. If I see something, I wait until I go back home via the skip. I check to make sure the street is empty (for the sake of my dignity) and then I whip out the item as quickly as possible. I have so far retrieved a leather Michael Kors handbag, a lacy black top and a flowery mug from two skips. These items are completely free of charge and all they require is a thorough and careful clean to restore them to their original glory. I simply sponged the handbag with soap and water and used some make-up wipes to remove any makeup on the inside. The mug went in the dishwasher and I am waiting to see how the top looks after a good wash. Getting the handbag (worth approximately £100) from the skip gave me the same dopamine hit as finding a cut-price bargain at TK Maxx. Priceless shopping is just what you need when you’re on a tight budget.
2. Get back to basics
If you shop at Waitrose when you are on low income or unemployed you either live off your partner/trust fund/inheritance or you are delusional. Waitrose was the first shop I crossed off my list when I became a student. Say goodbye to the pink Himalayan rock salt and culinary experiments. I stick to the economy/basics section of most supermarkets or I shop at Aldi. I still haven’t found cereal cheaper than their £1.15 granola.
But be warned, other supermarket basics are often a similar price. Retailers sometimes just sell less food for the same price. My diet mostly revolves around the 30p bag of pasta and the £1 bottle of pesto.
The secret is to buy in bulk. I bought a 5 kilo bag of rice for £5. It requires 30 minutes to cook instead of the 3 minutes for microwave rice, but it is at least three times cheaper and I have the time now that I am unemployed. To make that into a meal, I combine it with a sliced frankfurter from a jar or packet (whichever is cheapest) and a 15p tin of tomatoes with herbs from Aldi. You can also buy a tin of frankfurters in tomato sauce and have that on toast if you don’t have the preparation time. I actually like tinned ravioli as well.
You can make a meal out of instant noodles by adding spinach, ham and even a boiled egg, ramen-style. For a snack I do nachos with a packet of mozzarella for 80p and a tin of tomatoes, with a small pot of sour cream (cheaper than guacamole).
3. Shop savvy with “discounts”
Newsflash. Just because it’s reduced or on special offer doesn’t mean it’s a good deal. Sometimes the shops use this as a psychological grab because most people presume that this means it is much cheaper. If the discount doesn’t make the item at least £1 cheaper then forget it, it’s not a good deal and you’re just buying something more expensive than the basics variety. My mum taught me this trick and it’s really helped me look after the pennies (and the pounds will take care of themselves).
4. Want new clothes? Let family/friends know, go to a clothes swap or charity shop.
Recently two friends have had a wardrobe clear out and I have accumulated a new one as a result. The only problem with those clothes are that they are past season. They fit, they look great and I now have more than one day dress. Charity shopping is about knowing when to go. The best time is in late June or July when students move out or return home.
5. Special offers and vouchers
Use vouchers as often as you can for as much as you can.
If you are on 3 Mobile you occasionally get a free tea/coffee, a free film or even free chocolate! The free tea offer encourages me to get out of the house and gives me much-needed caffeine for the job hunt.