Tag Archives: financial hardship

What’s hot – thermals and my blog on its anniversary!

Hello and welcome on a rainy dark cold English winter evening.

First of all I just want to thank you for checking out my blog over the last year. In 2013 I was unhappily unemployed and decided something needed to change. With qualifications and experience but fighting just to get an interview I began blogging and found a virtual family. Thank you to all those who read, commented, and supported me through that tough time and gave me the strength to keep going.

Thinking of ways I could help readers in my situation gave me something to do other than the endless repetitive task of filling out applications mixed in with a YouTube workout or two. I suddenly had an exciting project to do that stimulated my neurons far more than the endless repetition of personal details.

A year on I yet again face an uncertain future. But either way I will have gained more experience to help me stand out.

So what have I learnt during my year of blogging?

Rose Heart (4)1. Love and relationship stories are the most popular. My highest spike in viewings was the story of my first date. There are some highly entertaining dating blogs out there.

2. To accept an award you are expected to write endless drivel about yourself. I have only done this once, although I have appreciated the nominations.

3. The blog world is a real community – there are always friendly people that have been through exactly what you have and can sympathise. I found this especially helpful during times of financial hardship and struggling to get work. Use this support network.

4. It is a great way to help others. My most popular article remains Pros and Cons of Unemployment. I couldn’t find any articles on positives of unemployment. In this dire situation I thought about the British idiom “every cloud has a silver lining” and realised that if I could focus on this I would be able to cope with the situation much better. I began feeling happier, more confident and began interviews by following my own advice (for once). 

5. Blogging is a great tool to test creative projects – sharing photographs, paintings, cartoons and so on.

international-students1_10892518_std_16. I have been surprised at how international it is – my blog has been viewed in an incredible 87 countries and counting.

7. There is such a great variety out there. Just search for the topic you want to read and it’s all free.

And finally –

I have just realised how fantastic these are. Most people know that wearing layers keeps you warmer because they trap heat. The most important layer is the one next to your skin. Then the second one insulates and is also close to the body to minimise air gaps. You can read more about this technique here.

The lower the rating, the warmer it is! By silk I assume this means thick woven fabric…

Everyone raised their eyebrows and told me they were for the elderly and the elderly alone. When I looked on the thermals section of a clothing company the metrics did show that all comments were from the over 50s. But when thinking about saving money why not remember the wisdom of previous generations. Instead of turning up the heating, buy a few undergarments.

It cost me about £12 for the shirt and for the leggings but it’s a one-off purchase. You will get a lot more off your heating bill than that. I’m currently wearing thermal leggings with trousers over the top, thermal and standard long-sleeved shirts and an acrylic jersey. I have worn them all day. I don’t need an expensive wool one with all these layers. I find it itchy anyway.

As you have clothes over them, it doesn’t matter what they look like and you don’t have to admit to wearing them. But actually there are some good looking ones now – my shirt has dark blue and white stripes and being a scoop neck I can wear it under other tops without it showing. The leggings I’m wearing at the moment are more effective at retaining heat. They are mostly acrylic and their snug but comfortable fitting means there are no air gaps.

So go on, stay warm for less this winter.

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Filed under Advice, Jobhunting, Life of Lydia, Work

Staring poverty in the face

Today I was informed by the Jobcentre that due to my appointment missed three weeks ago, I would no longer receive benefits, leaving me with £85 a month to live on.

I had attended that place of misery and contempt the day before to see my adviser. She put me on a two day “Finding and Getting a Job” training course, which I found useful. I attended it unaware that I was no longer receiving any support from the Jobcentre.

I had provided all evidence of my Saturday job, only for my employer to be asked to provide more information.

lifelineA friend said his benefits had been stopped for two weeks, after telling them in advance that he would not be able to attend an appointment. He never received money owed. I have heard of people being sent to interviews when they do not meet the basic job description.

They had all my personal details, why did it take 27 days for them to contact me? Why couldn’t they have asked why I missed the appointment, or at least given me warning that my lifeline was about to be cut?

Luckily although I am nearly out of money to live on, I have received support from family and friends. I have food parcels, tins and the freezer stock. I walk wherever I can to save on public transport. I am making do with a mobile on which I can hardly hear someone’s voice, rather than buying a new one. “Make do and mend” and “waste not want not” are my new job war mottos.

What is annoying is that I did everything that was asked of me. When I was aware I had forgotten for the first time I rang them up and went in on the day. I provided full evidence of my Saturday work and full evidence of my job hunt, I attended all meetings apart from two which I forgot, as I attended the Jobcentre so regularly it was difficult to keep up. I will need a diary now just to put their appointments in.

Despite having a first in Careers Development I even went to the optional (so I was told when I attended) Group Information Session, where I was reminded about how I look for work, along with repeated information about sanctions this, sanctions that.

Where is the compassion? Where is the accountability? Where is the respect for those who are suffering? As a big faceless organisation I do not know who to address my complaint to. I don’t want to bite the hand that literally feeds me, but if I had more financial commitments I would have been tearing my hair out for the 27 days it took them to write to me.

An adviser smirked when I said that I could now buy a printer as I had food. It was to print out job search documents without paying 10p per sheet at the library every time.

In between saving up for one, I was referred to their free printing service. It involved a computer with a program different from Word, so every time I copied and pasted from Word it wouldn’t format and I spent about an hour playing about with it until my c.v could actually be printed on two pages. The reason given was “Word is expensive”. Once finally sorted, I had to ask permission from an employee to take it off the printer. You don’t get much more patronising than that.

There was no one to assist and while I was struggling, I heard two employees chatting. One imitated a man’s broken English. This father had just come in to get a bus pass so that he could take his children to school. I found the lack of understanding and respect disgusting. Clearly he had never experienced the daily financial hardship of being unemployed. The job seeker was desperate and needed his help, yet he and his colleague thought it appropriate to joke about his language ability, something which was probably holding him back.

My adviser was really helpful and thankfully had people skills. I won’t be referred to her this time I expect. I am going to the Jobcentre tomorrow to get myself off the streets, so to speak. Although thankfully I have accommodation provided for. I would now be in debt as a result of the delay, had I not saved.

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Filed under Jobhunting